Transparency You Can Trust

A cookie is a lightweight text file that a website places on your browser or device when you visit. It lets the site recognize you on future visits, remember your preferences, and gather anonymous data about how pages are used.

Cookies are not executable files — they cannot carry malware or access files on your device. They are simply identifiers that help websites deliver a more consistent, efficient experience to every visitor.

We use a carefully limited set of cookies to serve four clear purposes:

• Site Reliability — Strictly necessary cookies ensure pages load correctly, forms work, and security layers stay active
• Usage Insights — Anonymous analytics cookies show us which calculators get the most use and where we can improve
• User Preferences — Preference cookies save lightweight settings so you don't have to reconfigure things each visit
• Ad Funding — Advertising cookies let us display relevant, non-intrusive ads that keep every tool on Zovly completely free

We do not use cookies to collect, store, or share your calculation inputs. All computations run locally in your browser and are never transmitted to our servers.

A small number of trusted external services may set their own cookies when you use Zovly Calculator. These are:

• Google Analytics — Provides aggregated, anonymized visitor data including page views, session duration, and device types. No personally identifiable information is collected
• Google AdSense — Displays contextual ads that fund free access to all Zovly tools. Ad personalization settings can be managed via your Google account
• Cloudflare — Delivers the site faster and protects against security threats through its global CDN and firewall services

Each partner maintains its own privacy policy, and we encourage you to read them to understand how those services handle data independently of Zovly.

You are always in control. Here are the ways you can manage or restrict cookies on Zovly:

• Consent Banner — Choose your cookie preferences the first time you visit; you can update them at any time
• Browser Settings — Block, allow, or delete specific cookies directly inside your browser's privacy controls
• Ad Opt-Out — Visit the Digital Advertising Alliance or Your Online Choices to opt out of interest-based advertising
• Incognito Mode — Browse in private/incognito mode to prevent any cookies from being written to your device during that session

Every major browser provides built-in tools to view, block, or delete cookies. Find the settings in your browser below:

We review and update this Cookie Policy whenever our practices change, new regulations take effect, or we add new third-party services to the site. The effective date at the top of this page always reflects the most recent revision.

We recommend checking back periodically. If we ever make material changes that meaningfully affect how cookies are used, we will notify users via a notice on the Zovly homepage before those changes take effect.